What home insurance covers, and what it usually leaves out
Building, contents, water damage, theft and liability: what home insurance in Spain usually covers, common exclusions, and what to check before you sign.
Read article →Alaró · Mallorca
Your trusted insurance agent in Alaró
Does your insurance cover what you think it covers? I am Pedro Rotger, an exclusive insurance agent. I explain coverage clearly, help you choose what you need and stay by your side when something happens. No endless forms: you talk to a real person.
Leave me your name and number and I will call you.
- Exclusive Insurance Agent
- My own office in Alaró
- I call you back within 24 working hours
Insurance for individuals and businesses
Personal advice on the main types of cover. Tell me your situation and we will see what fits.
Home
Protect your home and what is inside: water damage, theft, fire and liability.
Car and motorbike
From third-party to fully comprehensive, with roadside assistance and claims handling.
Health
Access to a network of doctors and health services for you and your family.
Life and family protection
Financial peace of mind for your loved ones if the unexpected happens.
Shops and self-employed
Cover for your premises or business: damage, liability and more.
Coverage, conditions and prices depend on each policy and insurer. Always check the details before you sign.
What I review with you in Alaró and the Tramuntana
Every home and every business has its own details. These are the ones I look at before proposing anything.
Your village house or finca
That the insured value of the house and its contents is up to date. What happens with water damage, storms and wind. And what the policy covers if the property is in woodland or has land.
A home that is not your main residence
If it stands empty for part of the year or you rent it to tourists, it must be declared: it changes what the policy covers.
Your business in the village
What is covered if the premises are damaged, how liability towards your customers works and what happens if you have to close for a few days.
How I work
1
We talk
You call or write to me and tell me what you need to protect.
2
I explain your options
I prepare a clear proposal, with what is covered and what is not.
3
I stay with you
If there is a claim or a question, I am close by to deal with it together.
Questions about your current insurance, or looking for a new policy? Tell me your case and I will call you.
Request a callLocal, personal service backed by a major insurer
I work as an exclusive insurance agent from my office in Alaró and look after residents and businesses in Alaró and across Mallorca. I would rather you know me by name than be just a policy number.
I welcome you at my office in Alaró and serve clients across Mallorca.
Pedro Javier Rotger Pou
Carrer d'Alexandre Rosselló, 20
07340 Alaró, Illes Balears
Get directions Monday to Friday: 8:30 to 14:00
Tuesday and Thursday, also 17:00 to 20:00
07340 Alaró, Illes Balears
Get directions Monday to Friday: 8:30 to 14:00
Tuesday and Thursday, also 17:00 to 20:00
Office in Alaró, serving Mallorca
I welcome you at my office in Alaró and serve clients across Mallorca.
Insurance guides and tips
I explain in plain language how insurance works, so you can decide with the right information.
Frequently asked questions
Can I get a quote online?
I prepare quotes by talking to you, so the cover matches what you really need. Fill in the contact form and I will call you.
What is the difference between an agent and buying online?
With an agent you have a specific person who advises you before you buy and supports you if you have a claim, instead of handling it alone.
Do you only serve Alaró?
My office is in Alaró and I serve clients across Mallorca. Tell me your case in the form and I will call you.
What should I do if I have a claim?
Fill in the form and mark it as urgent: I will call you as soon as possible, tell you the steps and help with the claim report. If you need immediate assistance, use the assistance number shown on your policy.
Request a call
Tell me what you need and what time suits you. I receive your request by email and I call you.
I call you back within 24 working hours.
I only ask for what I need to call you. There is no need to give health or banking details: we can discuss that by phone.
Request received
Thank you. Pedro will call you as soon as he can, at the time you indicated.